Payoff and Save
Payoff and Save logo

DEBT AND SAVINGS PLANS

Payoff and Save

A plan from numbers you type.

Compare ways to pay down debts you enter, and plan a savings target without a bank connection.

Coming soon for iPhoneExplore the app

Every feature free. No account needed.

Payoff and Save logo

DEBT AND SAVINGS PLANS

See the plan behind your numbers.

Compare repayment orders and plan a savings target without connecting a bank.

Debts you enter

Enter balances, rates, and payments in one currency. No bank connection or currency conversion.

Orders you can compare

Compare snowball, avalanche, and your own order, including extra payments and unpayable balances.

A ledger you can correct

Keep payments, corrections, and reversals in a history. Savings stay separate from debt totals.

Savings, without interest invented

Plan weekly and monthly savings from your dates, without assumed interest or automatic transfers.

Payoff and Save plans from numbers you enter. It is not a bank, a lender, or financial advice.

Private by design

Your information.
Your choice.

Balances, rates and plans are stored on your iPhone. The app does not connect to a bank. An account is optional. Health readings are never included in our online backups.

Privacy in plain words

Part of Solstice Suite · Home & Money

Every feature, free.

Use the app without an account or a subscription.

Meet the suite

Good to know

A few answers.

Can I download Payoff and Save now?

Not yet. It is in development for iPhone.

Does it move money?

No. It does not connect to a bank and does not make payments. Figures are projections from what you type.

We're here to help.

A real person reads every message.

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